📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. While we're out for the long weekend, we've compiled some of our favorite Rachel and Jade calls from the past couple of years. Enjoy your day and we'll be back with… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & John Delony answer your questions and discuss: ‘My husband doesn't help with our bills’ ‘Borrow $1.2M to buy a small business?’ ‘How can I sustain working 80 hours… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "Does God want us to be wealthy?" "Our daughter wants us to sponsor a green card," "Sell our house to pay… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "I hate my job and want to get out of debt," "What's the benefit of using an escrow account?" "I'm behind… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "My husband's gambling put us in 120k of debt," "Am I obligated to help my adult children?" "Should I invest more… ... Continue Reading

🍸 Check out more episodes of Smart Money Happy Hour

Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.

Rachel and George’s Gift Guide:

Wine and Cocktail Lovers

• Cocktail shaker that doesn’t freeze your hands 
• Vintage cocktail book

People Who Love to Cook

• Meat chopper
• Citrus squeezer

Tech and Gadget Lovers

• Cordless phone charger
• Extended-length phone charger cable

Kids

• Digital camera

Parents/Grandparents

• Neck fan
• Foot spa
• Massage gun
• DeleteMe

Spouse

• Coffee subscription
• Flower delivery

White Elephant/Dirty Santa

• Milk frother
• Wine decanter

“Take the Hint” Gifts

• Apple AirTag
• Rachel’s favorite self-help book: The Anxious Generation by Jonathan Haidt
• Ramsey Solutions official store (Black Friday deals)

For the One Who Has It All

• Customized sign/art
• Cozy Earth products (Use code SMARTMONEY for exclusive discount up to 45% off)

Today’s Happy Hour Special: 🍷 Red Sans-Gria

Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dr. John Delony & George Kamel answer your questions and discuss: "Investing while paying off debt," "Getting on the same page with our finances" "Wait for the economy to improve before… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "My fiance hasn't filed taxes in 20 years..." "I asked my parents if they can forgive my loan," "Should I rent… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "My terminally ill wife hid debt from me," "Is $42k a year enough income to build wealth?" "Should I buy a… ... Continue Reading

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "My parents are worried about losing their home," "Should I go back to grad school after getting laid off?" "When should… ... Continue Reading